This file is a system in which the character becomes naked only when the armor is removed.
Not for people using armor alterations.
It is for those who enjoy secretly naked. lol
Some of the characters had their wrists cut
partcutdesc.xml is also rewritten only that line.
Includes dedicated partcutdesc.xml
That's it
So, if you use the armor modification, you can see the hole in the body.
If you use this, move the modified armor file before using it.
It recommended that the skin color is close to default
Upload this file to this post as it will be confusing.
I presumed it was meant for my problem, so I tried it, but...
I cleaned the BDO files before patching it with your files. There still seems to be wrist clipping. Upon removing the armour however, this is displayed:
I guess the problem is on my end?
EDIT: to clarify, if I use the texture packs on the OP, I get the clipping, but upon removing armour everything looks as it should be. If I remove the partcutdesc.xml, I get no clipping whatsoever, but it does cause holes in naked bodies. So far I get the best results if I just unequip chestpieces with the OP's files: